One Platform. Three Ways to Onboard Merchants.
No two partners are the same. Whether you’re a software company building embedded payments, an association supporting members, or an ISO managing hundreds of merchants, Payline provides the onboarding experience that fits your business.

API Integration - Build merchant onboarding directly into your software.
Create a seamless onboarding experience directly inside your software. Merchants stay within your platform while completing applications, uploading documents, and activating payment processing.
Best For:
✓ SaaS Platforms
✓ Marketplaces
✓ Embedded Payments
Benefits:
✓ Faster Merchant Activation
✓ Reduced Application Abandonment
✓ Complete Developer Flexibility
Most payment providers force merchants into external portals and disconnected workflows. Payline allows software companies to maintain complete control over the onboarding experience while leveraging enterprise-grade underwriting and payment infrastructure behind the scenes.

Hosted Onboarding
Add a branded onboarding experience without building your own application.
Launch Faster with Hosted Onboarding. Need a modern onboarding experience without building it yourself? Payline Hosted Onboarding provides a complete merchant application that can be embedded into your website, portal, or customer experience. Launch in days instead of months.
Best For:
• Associations
• Franchises
• Referral Programs
• Software Companies
Benefits
✓ Low-Code Implementation
✓ White-Labeled Experience
✓ Mobile Friendly
✓ Digital Signatures
✓ Secure Document Collection
✓ Real-Time Status Tracking
Most agents still rely on paper applications and manual follow-up. Payline provides a modern workflow that helps agents board merchants faster while improving submission quality and approval rates.
Everything Included
No matter which onboarding method you choose, every solution includes:
Digital Applications
Modern, mobile-friendly onboarding.
Electronic Signatures
Complete applications faster.
Document Collection
Secure upload and management.
Multi-Processor Support
Board merchants across multiple processing platforms.
Automated Workflows
Reduce manual review and operational overhead.
Real-Time Status Tracking
Visibility from application through approval.
Why Businesses Choose Payline
Join the more than 20,000+ Happy Payline Customers
“It is user-friendly. Payline deposits in our bank account is an advantage. The additional security codes provide a layer of protection.”
Rebeca C.“Payline helps our accounting team balance financial reports by managing financial transactions such as payments and refunds. Essentially, it's a straightforward method to manage all of our purchases and sales within a single app.”
Arindam B.“Their quick service and easy to get a hold of. They also have their own gateway with an API to access it.”
Stan T.“The structure of payline is very easy to use.”
Verified User“Payline makes transactions such as payments, refunds, and helps our accounting team reconcile financial reports. Basically, it is an easy way to track our purchases and sales in one app.”
Verified User“Buffy, out account representative. She is just AMAZING. Always gets back to us on time and is very helpful! I will not go back to any other merchant service provider. Customer service and clarity is what every business needs and looks for. With Payline you are guaranteed to have all that, We are very happy with Payline.”
Verified User“Our rep. Buffy is the best. She is always quick to respond and help with any situations that we have. We also like the next day deposit availability.”
Verified User“Easy credit card processing system that allows a fast pace work environment with no delay.”
Verified User